I'm back...

Boy, i've been busy... got the new car Sept. 22nd... transferred to a new store Oct. 27th... brand-new start... more hours, pay raise, ins... yippee... i love it...

went to see a new dr. Feb. 12th... had some b/w done, Feb. 18th... saw the dr. again March 4th... more b/w done... u/s March 19th... so far so good... follow-up on March 26th... FX'd for good news...

Closing was late...

We were supposed to close on our mortgage yesterday, Sept. 4th, but there was a small problem. When we got our RO water system put in, we financed it, but what we didn't know was they put a lien on our house. So we tried to subordinate, at the request of the water company's finance dept. Then they (the water company) turned it downed. WTH!!! So we had to do a pay-off which is fine, but it held up the closing a couple days... So we are looking at Thurs. or Fri. We ended up closing on Sept. 13th... 9 days late...

Closing...

Well the loan was approved... We close on Sept. 4th... I gave all the paperwork to Nadine to fax on Fri... Hopefully that is all they will want... Ugh... At least it is much easier this time around than last time... That was a nightmare... We didn't know until the day of closing if we were approved for the loan or not... It was awful... But we made it... With the increase to take place in Jan. we are now saving $300-$400 dollars/month... Yippee... Great timing, but i've been trying to get DH to do this since April... but better late than never...

Our Grand Opening...

My work is having a ribbon cutting today... and grand opening is Sat. The new store looks great... the color scheme, new products, layout... it's very exciting, it's like starting a new job all over again... i open Sat. we are giving away promotional freebies to the 1st 500 people through the door... new sales flyer, lots of sales... fun, fun, fun... i can't wait...

The Mortgage...

The bank called yesterday the refinancing loan was approved... The apprasier came by today, all went well, i think... Closing should be in a couple weeks with 0 down... Yippee... We are going escrow... PITI all included... 7.3% fixed...saving about $200 a month... We will wait until Sept. or Oct. for the car, which is fine...