Closing...

Well the loan was approved... We close on Sept. 4th... I gave all the paperwork to Nadine to fax on Fri... Hopefully that is all they will want... Ugh... At least it is much easier this time around than last time... That was a nightmare... We didn't know until the day of closing if we were approved for the loan or not... It was awful... But we made it... With the increase to take place in Jan. we are now saving $300-$400 dollars/month... Yippee... Great timing, but i've been trying to get DH to do this since April... but better late than never...

Our Grand Opening...

My work is having a ribbon cutting today... and grand opening is Sat. The new store looks great... the color scheme, new products, layout... it's very exciting, it's like starting a new job all over again... i open Sat. we are giving away promotional freebies to the 1st 500 people through the door... new sales flyer, lots of sales... fun, fun, fun... i can't wait...

The Mortgage...

The bank called yesterday the refinancing loan was approved... The apprasier came by today, all went well, i think... Closing should be in a couple weeks with 0 down... Yippee... We are going escrow... PITI all included... 7.3% fixed...saving about $200 a month... We will wait until Sept. or Oct. for the car, which is fine...

Friday was a big day...

I ran some errands in the morning... When Rich came home he said he wanted to take me somewhere, but it was a secert. We ended up at a car lot, and test drove a new car, Kia Sorento... very cute, it drove great... we talked about it and thought it would be better to wait till Sept. or Oct., when the 08's come out and get an 07 cheaper... Then we went to the bank to combine our checking accounts... and ended up refinancing our mortgage... PITI at 7.3% fixed...cutting our % rate in half, saving us $200 a month... yippee. that will be my car payment... so Friday was a very BIG day...